Privacy Policy

At Peazy, we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment and business management platform.

1. Information We Collect

1.1 Information You Provide

We collect information you provide directly to us:

• Account Information: Name, email address, phone number, and password
• Business Information: Business name, address, business type, and your payment account details (e.g., GCash numbers, bank accounts)
• Transaction Records: Payment receipts, transaction details, invoices, and payment proof uploaded by you or your customers
• Transaction Data: Details of payment records, invoices, customer information, and transaction history
• Customer Information: Contact details and purchase history of your customers

1.2 Information Collected Automatically

When you use Peazy, we automatically collect:

• Device Information: IP address, browser type, operating system, and device identifiers
• Usage Data: Pages viewed, features used, time spent on the platform, and interaction patterns
• Location Data: Approximate location based on IP address
• Cookies: We use cookies and similar technologies to enhance your experience

2. How We Use Your Information

We use your information to:

• Provide, maintain, and improve our services
• Store and organize your payment records and transaction data
• Create and maintain your account
• Send you notifications about payment records and updates
• Respond to your comments, questions, and customer service requests
• Detect, prevent, and address fraud, security issues, and technical problems
• Comply with legal obligations and enforce our terms
• Analyze usage patterns to improve user experience
• Send marketing communications (with your consent)

3. How We Share Your Information

We may share your information with:

3.1 Service Providers

We share information with third-party service providers who perform services on our behalf, including data storage, email delivery, SMS notifications, and analytics. These providers are contractually obligated to protect your information.

3.2 Legal Requirements

We may disclose your information if required by law, court order, or governmental request, or to protect our rights, property, or safety.

3.3 Business Transfers

If Peazy is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

4. Data Security

We implement appropriate technical and organizational security measures to protect your information:

• End-to-end encryption for data in transit (SSL/TLS)
• Encryption for data at rest
• Secure authentication mechanisms
• Regular security audits and updates
• Access controls and employee training
• Compliance with industry security standards

However, no method of transmission over the internet is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.

5. Data Retention

We retain your information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. When you delete your account, we will delete or anonymize your information within a reasonable timeframe, except where we are required to retain it by law.

6. Your Rights and Choices

You have the following rights regarding your information:

• Access: Request a copy of your personal information
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your information (subject to legal requirements)
• Data Portability: Request your data in a machine-readable format
• Opt-Out: Unsubscribe from marketing communications
• Cookie Preferences: Manage cookie settings through your browser

To exercise these rights, contact us at privacy@peazy.io

7. International Data Transfers

Your information may be transferred to and processed in countries outside of your country of residence. We ensure appropriate safeguards are in place to protect your information in accordance with this Privacy Policy and applicable data protection laws.

8. Children's Privacy

Peazy is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

9. Third-Party Links

Our platform may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any information.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of material changes by posting the new policy on this page and updating the "Last updated" date. Your continued use of Peazy after changes constitute acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

12. Consent

By using Peazy, you consent to the collection, use, and sharing of your information as described in this Privacy Policy.