Privacy Policy

Peazy is operated by Eight Summer LLC ("Peazy", "we", "us"). This Privacy Policy explains how we collect, use, share, and protect information when you use our payment tracking and business management platform.

1. Who This Policy Covers

Peazy is used by two groups of people, and this policy covers both:

• Businesses that sign up for Peazy to track payments, customers, and finances.
• Customers of those businesses who open a payment link, upload a receipt, or whose details a business records in Peazy.

If you are a customer of a business that uses Peazy, that business controls the information it records about you. We process it on the business's behalf to provide the service. For questions about how your information is used, or to request a correction or deletion, contact the business first. You can also reach us at privacy@peazy.io and we will help route your request.

2. Information We Collect

2.1 Information You Provide

• Account information: Name, email address, phone number, and password. If you sign in with Google, we receive your name and email from Google.
• Business information: Business name, address, business type, and the payment details you choose to show your customers (for example your GCash number or bank account details).
• Transaction records: Payment amounts, dates, statuses, invoices, and payment receipts uploaded by you or your customers.
• Customer information: Names, contact details, and payment history of your customers, as entered by you or by them through your payment links.
• Imported files: Files you upload for processing, such as marketplace order exports or receipt images.

2.2 Information Collected Automatically

• Device information: IP address, browser type, operating system, and device identifiers.
• Usage data: Pages viewed, features used, and interaction patterns.
• Cookies: We use cookies that are necessary to keep you signed in and to secure your session. We do not use third-party advertising cookies.

3. How We Use Your Information

• Provide, maintain, and improve the service
• Store and organize your payment records, customer records, and business finances
• Send payment reminders and notifications you or your customers have requested
• Read receipts and imported documents to extract payment details (see Section 4)
• Respond to support requests
• Detect, prevent, and address fraud, abuse, security issues, and technical problems
• Comply with legal obligations and enforce our Terms of Service
• Send product updates and marketing communications, which you can opt out of at any time

4. AI-Assisted Processing

Some features use artificial intelligence to save you manual typing. When a receipt image or an imported file (such as a marketplace order export) is uploaded, we send it to our AI provider, Anthropic, to extract details like the amount, date, and reference number, and to run automated checks against fraud. Our AI provider processes this data only to return the result and does not use it to train its models. Extracted results are always visible to you in your dashboard, and anything that does not pass the automated checks is held for your manual review.

5. How We Share Your Information

We never sell your data or your customers' data. We share information only in these cases:

5.1 Service Providers

We work with third-party providers who perform services on our behalf: cloud hosting and data storage, subscription billing (Stripe), email delivery, SMS delivery, and AI document extraction (Anthropic). These providers may only use your information to provide their service to us.

5.2 Legal Requirements

We may disclose information if required by law, court order, or a lawful request by a government authority, or to protect our rights, property, or the safety of our users.

5.3 Business Transfers

If Peazy is involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. We will notify you before your information becomes subject to a different privacy policy.

6. Data Security

• All data is encrypted in transit (TLS) and at rest
• Personal information such as names and contact details is protected with an additional layer of field-level encryption in our database
• Access controls limit who inside our team can view data, and access is logged
• Peazy never stores your customers' card numbers or e-wallet credentials, because payments happen outside Peazy through your own accounts

No method of transmission or storage is 100% secure. We work hard to protect your information, but we cannot guarantee absolute security.

7. Data Retention

We retain your information for as long as your account is active and as needed to provide the service, comply with legal obligations (such as record-keeping requirements), resolve disputes, and enforce our agreements. When your account is deleted, we delete or anonymize your information within a reasonable timeframe, except where the law requires us to keep it.

8. Your Rights and Choices

Peazy is built for businesses in the Philippines and we honor the rights granted by the Data Privacy Act of 2012 (Republic Act No. 10173), along with equivalent rights under other applicable laws:

• Access: Request a copy of the personal information we hold about you
• Correction: Update or correct inaccurate information
• Deletion: Request deletion of your information, subject to legal retention requirements
• Portability: Request your data in a machine-readable format
• Objection: Object to certain processing, including direct marketing
• Complaint: Lodge a complaint with the National Privacy Commission or your local data protection authority

To exercise any of these rights, email us at privacy@peazy.io.

9. International Data Transfers

Your information may be stored and processed on servers located outside your country of residence. Wherever your data is processed, we apply the safeguards described in this policy and require the same of our service providers.

10. Children's Privacy

Peazy is not intended for individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe we have collected information from a child, contact us immediately.

11. Third-Party Links

The platform may contain links to third-party websites or services. We are not responsible for their privacy practices, and we encourage you to review their policies before providing any information.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated policy on this page and revise the "Last updated" date, and for material changes we will notify you by email or in the app. Your continued use of Peazy after changes take effect constitutes acceptance of the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us: